Telegram has evolved into a leading messaging platform in the U.S., but its open structure and bot-friendly design also make it a primary target for cybercriminals. Scammers frequently use social engineering to trick mobile users into costly financial mistakes.
Common Telegram Scams to Watch For
1. Crypto and Investment Fraud
This is the most financially damaging category. Scammers use professional-looking channels and automated bots to promote “private” investment groups or fake giveaways. They often use staged profit screenshots to create a false sense of credibility. Once payment is sent to their wallet address, support disappears and withdrawals are blocked.
2. Phishing and Account Takeover
Attackers send unsolicited messages claiming your account is “flagged” for suspicious activity. They trick you into sharing a one-time login code, which grants them immediate control over your account. They then impersonate you to scam your contacts.
3. Impersonation Scams
Scammers clone profile photos and names to impersonate friends, family, or managers. They monitor group chats to find the perfect moment to request an “urgent” favor or payment.
4. Malware and Fake Apps
Unlike financial scams, these only require you to install a file. Once active, malicious apps can quietly monitor your device, intercept authentication messages, and steal stored credentials.
3-Step Security Checklist
Telegram’s most vital protections are often turned off by default. Follow these steps to secure your account:
Step 1: Lock Down Your Login
- Enable Two-Step Verification (2FA): Go to Settings > Privacy and Security > Two-Step Verification. This adds a password requirement in addition to the login code.
- Audit Active Sessions: Check Settings > Devices. Terminate any session on a device you do not recognize.
Step 2: Reduce Your Exposure
- Hide Your Phone Number: Set “Who can see my phone number” to “Nobody” or “My Contacts” in Privacy settings.
- Restrict Group Invites: Prevent strangers from adding you to scam groups by setting “Groups & Channels” to “My Contacts” only.
Step 3: Verify and Report
- Double-Check Money Requests: If a friend asks for money, verify their identity via a phone call or a different app first.
- Block and Report: If you encounter a scammer, tap their profile name, select “Report,” and choose “Scam”.
Is Telegram Safe?
Telegram offers built-in security, but its default configuration places the burden of protection on the user. While “Secret Chats” use end-to-end encryption, standard chats are stored on Telegram’s cloud servers to allow syncing across devices. Scammers exploit this open design through social engineering rather than technical hacks.
Proactive Protection with NordPass
While locking down Telegram is essential, scammers often target the email or cloud accounts linked to your identity. NordPass helps prevent account takeover by generating and storing unique, complex passwords for every service you use. If one account is leaked, your others remain safe.
About NordPass
NordPass is developed by Nord Security, a company leading the global market of cybersecurity products.
The web has become a chaotic space where safety and trust have been compromised by cybercrime and data protection issues. Therefore, our team has a global mission to shape a more trusted and peaceful online future for people everywhere.
About Version 2 Limited
Version 2 Digital is one of the most dynamic IT companies in Asia. The company distributes a wide range of IT products across various areas including cyber security, cloud, data protection, end points, infrastructures, system monitoring, storage, networking, business productivity and communication products.
Through an extensive network of channels, point of sales, resellers, and partnership companies, Version 2 offers quality products and services which are highly acclaimed in the market. Its customers cover a wide spectrum which include Global 1000 enterprises, regional listed companies, different vertical industries, public utilities, Government, a vast number of successful SMEs, and consumers in various Asian cities.